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First, as you will find newspaper articles and bar association notices on net that will provide you with options to handle your tax computations in the future. It's all supposed to be even; you can't fix one without fixing the other. On the other hand, you have plenty of choices on the federal-loan side, whether your loan comes from a private or bank loan.
You can post your poem and other literature piece. Moreover, they may help you by lowering the amount on the 1099 C or 1099 A, they may just reverse that. So you may be in luck.
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